When travel plans for the United States, preparing to visit new places and unknown adventure is part of the fun. Do not interrupt an emergency situation unknown to the public health for your vacation. For those unforeseen emergencies, there are no assurances visitor. Although the need for travel insurance could be different for each person, which may be a particular challenge for the elderly.

What's visitors insurance?

Visitors Insurance is a health insurance or socialLong-term policies that are short and cover medical expenses, such as illnesses or injuries occur when the vehicle is in another country. Many plans cover physician visits and hospital admissions. You can also use surgery, lab work, drugs and other eligible costs. E 'can also take out travel insurance which covers the purchase of dental expenses, and travel expenses, others such as loss of baggage, emergency evacuation, trip cancellation, the death and mutilationBenefits in the event of a terrorist attack or accidental. The length of the policy can last from a few days, sometimes up to three years.

Many elderly people may think that is a pre-existing health condition to prevent them acquiring medical insurance. In fact, many insurance companies have to offer plans for people with pre-existing conditions, but some may require some waiting time, as a "look back" period in between. This waiting time cansomewhere between six months to three years.

Types of measures

Most insurance companies offer two types of plans: a plan or a fixed or limited coverage of a comprehensive plan of coverage.

Limited or fixed coverage plan

Benefits are paid on a fixed schedule.




The contribution is lower.




You must pay a deductible, but it is limited and usually paid for by illness or injury.




There are no preferred provider network (PPO) and pricescan not be negotiated.




Higher out-of-expenditure.

Full insurance

Best performance / better coverage.




The premium is higher.




Wider range of franchises on offer.




The benefits are paid by the insured or annual basis.




It offers a preferred provider network (PPO).




Lower out-of-expenditure.

What roles do these policies usually cost?

There are a wide range of activities with different types of communications.The average fixed policy coverage varies from about $ 64.00 to $ 90.00 for U.S. $ 100,000 worth of coverage. Global politics from $ 117.00 to $ 215.00 for $ 100,000 worth of running the alert.

How to Stay Healthy on the road

In addition to buying an insurance policy for visitors, there are some things you can do to try to stay as healthy as possible during the trip:

Like a Flying

Drink plenty of water.




Avoid caffeine andAlcohol.




Avoid heavy meals.




Get plenty of rest.




Try to get up and walk every couple of hours on the plane on a deep vein thrombosis, or prevent the formation of blood clots in the veins.

Once landed:

Attempts to adapt gradually to the new time zone.




Accept a list of prescription medications currently taking, as well as a list of medications to which you are allergic.




If you feel tired, listen to your body andRest.




Bring a list of phone numbers in case of emergency.

While taking care of yourself is good, preventive medicine, even the most careful traveler can have medical emergencies. When this inevitable emergencies occur, it is important to know that you are well planned and visitors through the purchase of insurance.

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