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แสดงบทความที่มีป้ายกำกับ before แสดงบทความทั้งหมด

The Top 5 Ways to Save Money That You Must Know NOW Before Traveling

เขียนโดย ohada |

In this article I will cover:

- Getting cheap or free web on your holiday / backpacking trip.

- Getting the cheapest but most comprehensive travel insurance possible.

- The cheapest international calls

- Cheap Accommodation

- How to find specific info for each city

Getting Free Internet on you Backpacking trip

When it comes to cheap backpacking, this tip will save you a lot.

I picked up an old Nokia phone with Wifi (EU75) from a gypsy market in Bulgaria two months ago, and I've been sponging off other peoples open wifi connections ever since!

The beauty of this is that each time I use my new free internet connection instead of paying Euro 2-5 (sometimes 10!), eventually that money saved means that I will eventually make the cost of the phone back and then start actively saving/making money.

I've also downloaded a nifty program called Fring, which lets me call others on Skype/Google talk etc for free or landlines/mobiles for a small fee when at a wifi hotspot. The fee is much less than what you can expect to pay with the normal 'cheap' international phone cards.

Working the system to get the cheapest travel insurance possible

Rule number one for having a cheap backpacking experience:

NEVER buy travel insurance from your travel agent! Until you follow the steps below first!

Buying travel insurance from travel agents is like buying Armani from a supermarket. It's just not cricket ~

Because it is a point of convenience, most people don't think about shopping around and just go for the first price they get. Which is always a rip off.

My first quote for travel insurance for a 6 month trip to Europe, Middle East and Africa was over AU$600 from my travel agent. No thanks.

I then did a search on the web for the absolute cheapest I could find with (and this is very important) comprehensive, unlimited health insurance, which is all I was interested in. I ended up getting a quote for AU$200 from a company backed by a major international bank. I then took that to my travel agent and they matched and beat it.

So I ended up paying AU$180 instead of AU$600 for the same product!

The cheapest international calls are not where you think

Most of us who are looking for a cheap backpacking experience know not to call home from hostel/hotel phones etc and usually buy calling cards.

Whilst this can be cheap, some countries don't have the cheap international calling cards, or if they do are not so cheap.

The other option is using a feature called 'Skype out' - this is part of the normal Skype program, except instead of just calling a Skype computer, you can call actual landlines and mobiles. For cheap!!: )

For example, I go to an internet cafe in Bulgaria and call home for the skype rate of AU 2 cents per minute instead of AU 26 cents per minute which I would be charged with a calling card/special internet phone booth.

That's 1/10th of the price!

Yahoo has an even cheaper option with their chat program.

Or if the person you are calling has Skype/Yahoo messenger, you can call for free obviously: )

Cheap Accommodation

The worst thing you could do when aiming for a cheap backpacking experience is booking a hostel through HostelWorld.

Having worked at a hostel I can tell you they own 80% of the market and can get away with charging you US$2 on top of the 10% booking fee.

Why pay the US$2 every time when you can book free at HostelBookers (dot com)? You get exactly the same thing without being taken advantage of!

Another thing that is handy to know is that that 10% deposit only goes to the website not to the hostel! Knowing that, why not Google the website of the hostel you want and email them directly, asking them if you can keep the 10% if you book through them directly? I've done this several times and its especially handy for long term stays

Specific info for each city:

Whilst the preceding four points are good general tips, one more thing that will save your hard earned money is to find blogs which cover cheap holidays for the city/place you are about to visit.

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Travel Insurance Tips - important considerations before buying a policy

เขียนโดย ohada |

You've spent hours and hours to plan the perfect holiday, but to buy travel insurance at the last moment? You should know how important it is to buy a suitable travel insurance plan that the financial losses due to the closure of a tour or to cover the lost luggage. This article gives some tips that will help you buy a policy according to your wishes.

8 important tips for buying travel insurance

First you need to considerif your current policies provide insurance cover for financial losses away from home. Such as medical insurance may cover the treatment if you are traveling abroad. It will help to avoid duplication of coverage to purchase.

Here are some additional tips on choosing travel insurance policy that will benefit most.

1. Shop around to compare prices: E 'should you look around for insurance. Ithelps you choose a policy that offers the best coverage at a good price.

2. Procurement policy from an insurer to third parties: Even as tour operators and travel agents to buy, sell travel insurance, but it is always preferable to an established policy of insurance.

3. Looking for ways to maximize the coverage you can check the coverage, if you enlarge the purchase of insurance for at least 2 weeks before your trip.

4. Look for policies, with 24 hoursHelp: Before purchasing a policy that says, if offers assistance 24 hours. It will help you contact your insurance provider in case of emergency.

5. Check what activities are covered: It 'very important to consider what actions are covered by your travel insurance, especially if you are interested in adventurous activities such as skydiving and bungee jumping.

6. Make sure it relates to personal responsibility, it is advisableCheck if the insurance covers your personal liability. It may be necessary, if someone files a complaint against, if you are responsible for any casual or cause damage.

7. Imagine an additional option of coverage: If you travel with expensive items (such as jewelry, laptop computers, sports equipment, etc.) then you should consider purchasing additional coverage to make sure the factors taken into account.

8. Be sure to ask the right questions: ask the right questions when shopping for a tripVerify an insurance policy. You, ask about the scope and nature of the interventions offered in case of medical emergency or a serious problem.

If you follow these tips to travel insurance, so it is easier for a policy that will cover all the needs to purchase at a premium affordable.

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