Unfortunately, travel expenses are the following common exclusions, for obvious reasons.

Pre-existing diseases
For example, if you, like HIV or other conditions expensive, that does not need many medications, most travel insurance, this exclusion because of the cost.

War or terrorism - but some plans may cover this risk
With the higher risk of terrorism, some insurers will cover this so now we'regenerally excluded because it is difficult to predict and the cost of such an event is higher than in other periods.

Costs of pregnancy
This is not only common but also expensive. Travel insurance will exclude this because some pregnancies can be complicated, and therefore the risk of costly expenditure by the insurance companies.
Injury or illness caused by the use of alcohol or drugs.

Since many people on holiday are a high risk of using drugs or alcohol, youwould be prudent for the insurance cover. Most people, when I travel, unfortunately, abuse of drugs or alcohol so that insurance companies are not willing to risk on such injuries or diseases that are caused by this during the holidays are a common cause.

Travel insurance can also be helpful services, often 24 hours a day, 7 days a week concierge service and emergency travel assistance, which is great in times of uncertainty and unknown, may containLocations.

Typically travel insurance for the duration of a trip will cost about 5-7% of the cost of the trip. This may seem like much, but it is really a small price to pay to ensure that in case of an accident, you should not pay millions of people.

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